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Product Liability Insurance Covers:

  • Defective Product that Causes Bodily Injury are covered by Product Liability Insurance

  • Defective Product that causes Property Damage are covered by Product Liability Insurance

  • Legal fees arise out of defense

  • Investigation Cost are covered by Product Liability Insurance

  • Interest  and Pre-Judgement Interest

  • Additional Insured /Vendors Liability

  • Policy in Occurrence Basis

  • Worldwide covers and claims handling

  • ...and more!




PLI Covers


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You should really consider

Product Liability Insurance if you are:

  • Manufacturer need Product Liability Insurance

  • Trading Company have Product Liability 

  • Importer

  • Exporter are required to have Product Liability Insurance

  • Online Shop must have Product Liability Insurance

  • Licensee  needs Product Liability Insurance

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Product Liability Insurance 

Ensure you’re properly protected in the event of legal action with a sophisticated product from Grand Trust Underwriters. Very few insurance intermediaries in Hong Kong have our expertise in product liability insurance.


And I don’t make this claim lightly.

I am James Ho from Grand Trust Underwriters, and for more than 20 years, I have worked very hard to make myself an expert Product Liability Insurance. Not only am I trusted by our clients and insurance company, I am also highly recommended by merchandisers from major retailers and world branded licensers. Product Liability Insurance is not just an insurance we provide. It is my passion. As I strongly believe Product Liability Insurance is the best risk managing tools for product providers.

Being a trusted adviser to the merchandisers, I can tell you the following – on more than one occasion, they told me if they ever need to choose between two very similar suppliers, they will pick the one that has existing product liability insurance coverage, every single time.

If you are a manufacturer or an exporter, you need to understand that “a manufacturer and anyone involved in the distribution of a product is responsible for the product and for the duration of its life span if it causes injury and damage to the user or anyone come into contact with it.” The legal concept applies to all the countries that have product liability related laws, and this is where the benefit of Product Liability Insurance comes in.

A product liability insurance policy you can put your faith in!


The legal environment of the world is changing in a rapid pace. People in around the globe are more aware of the safety and damage recovery of a product. Now a days, finding a lawyer that is eager to sue you involves just a few clicks on the keyboard. Moreover every country has their own set of laws on product liability, even China has at least two major statutes. Even if you won the lawsuit at the end, the legal fees itself will most likely put you and your company in a very bad shape.

What can you do to lower your risk? Get a product liability insurance policy with us!

As a key producer to AIG Insurance Hong Kong Limited and CHUBB Insurance Hong Kong Limited, we have the full support from our principles. Which means we will get the best quotation they can provide.


do you


Product Liability Insurance

Why need PLI



What is

Product Liability?

Product Liability F.A.Q

Learn more PLI
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